/* FirstLend Network - Gilded Delta. Delta Bronze action, Channel Aqua decoration, silt-mist canvas, channel-night footer. */
:root{
  --bg:#F8F6F0;--card:#FFFFFF;--ink:#1C2627;--text:#2C3637;--muted:#56615F;
  --accent:#6B5A12;--accent-deep:#4D410B;--accent-tint:#F2ECD9;--aqua:#4FB3AA;--aqua-mist:#DCEFEB;--line:#E3DCCB;
  --night:#1A2324;--night-text:#D3DCD9;--night-link:#E6C866;--gold:#E6C866;
  --fd:"Ubuntu Sans",system-ui,sans-serif;--fb:"SUSE",system-ui,sans-serif;--r:12px;--col:1120px;
}
:root{--card-max:840px;--cta-text:#FFFFFF}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:16.5px;line-height:1.6;overflow-x:hidden}
img,svg{display:block;max-width:100%}
a{color:var(--accent)}
h1,h2,h3{font-family:var(--fd);color:var(--ink);margin:0;line-height:1.16;font-weight:700;letter-spacing:-.012em}
p,ul,ol{margin:0}
:focus-visible{outline:3px solid var(--aqua);outline-offset:2px}
.skip{position:absolute;left:-9999px;top:0;z-index:80;background:var(--ink);color:#fff;padding:10px 14px;border-radius:8px}
.skip:focus{left:10px;top:10px}
.inner{max-width:var(--col);margin:0 auto;padding:0 16px}
.kicker{font-family:var(--fb);font-weight:600;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--accent)}
.go{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:14px 28px;border-radius:999px;background:var(--accent);color:#FFFFFF;font-family:var(--fd);font-weight:700;font-size:17px;text-decoration:none;border:0;cursor:pointer;transition:background .15s}
.go:hover{background:var(--accent-deep)}
.go svg{width:18px;height:18px}

/* header: brand link first in the DOM, centred by grid */
.topline{position:relative;z-index:20;background:#FFFFFF;border-bottom:1px solid var(--line)}
.topline-in{max-width:var(--col);margin:0 auto;padding:0 16px;height:56px;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;column-gap:12px}
.mark-link{grid-column:2;grid-row:1;display:inline-flex;align-items:center;gap:9px;text-decoration:none;color:var(--ink)}
.mark-link svg{width:24px;height:24px;flex:0 0 24px}
.wm{font-family:var(--fd);font-weight:700;font-size:20px;letter-spacing:-.015em;color:var(--ink)}
.wm b{font-weight:500;color:var(--accent);margin-left:.24em}
.topline-note{grid-column:1;grid-row:1;justify-self:start;font-size:12.5px;font-weight:500;color:var(--muted);display:flex;align-items:center;gap:8px}
.topline-note::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--aqua)}
.toplinks{grid-column:3;grid-row:1;justify-self:end;display:flex;gap:22px}
.toplinks a{font-size:14px;font-weight:500;color:var(--text);text-decoration:none;padding:6px 0;border-bottom:2px solid transparent}
.toplinks a:hover{border-bottom-color:var(--aqua)}
.burger{grid-column:3;grid-row:1;justify-self:end;display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:10px;background:#FFFFFF;cursor:pointer;padding:0;flex-direction:column;align-items:center;justify-content:center;gap:6px}
.burger span{display:block;height:2px;border-radius:2px;background:var(--ink)}
.burger span:first-child{width:20px}.burger span:last-child{width:13px;margin-left:7px}
@media(max-width:860px){
  .topline-note{display:none}
  .burger{display:inline-flex}
  .toplinks{display:none;position:absolute;top:56px;left:0;right:0;flex-direction:column;gap:0;background:#FFFFFF;border-bottom:1px solid var(--line);box-shadow:0 16px 30px rgba(28,38,39,.12);padding:4px 16px 10px}
  .toplinks.open{display:flex}
  .toplinks a{padding:13px 2px;border-bottom:1px solid var(--line);font-size:15.5px}
  .toplinks a:last-child{border-bottom:0}
}
@media(max-width:400px){.wm{font-size:18px}}

/* hero: braided delta at sunrise under a silt-mist veil, one centred column, card first */
.hero-delta{position:relative;padding:20px 0 46px;overflow:hidden}
.delta-photo{position:absolute;left:0;right:0;top:0;height:560px;margin:0}
.delta-photo img{width:100%;height:100%;object-fit:cover;object-position:center 62%}
.delta-veil{position:absolute;left:0;right:0;top:0;height:562px;background:linear-gradient(180deg,rgba(248,246,240,.06) 0%,rgba(248,246,240,.28) 34%,rgba(248,246,240,.78) 72%,#F8F6F0 100%)}
.delta-col{position:relative;z-index:1;width:100%;max-width:640px;margin:0 auto;padding:0 16px;text-align:center}
.eyebrow-line{display:inline-flex;flex-wrap:wrap;justify-content:center;gap:4px 10px;margin:0 auto 12px;padding:6px 14px;border-radius:999px;background:rgba(255,255,255,.88);font-size:12.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--ink)}
.eyebrow-line i{width:4px;height:4px;border-radius:50%;background:var(--aqua);align-self:center}
.form-card{position:relative;width:100%;max-width:var(--card-max);margin:0 auto;background:var(--card);border-radius:16px;box-shadow:0 18px 40px rgba(28,38,39,.14);text-align:left}
.form-card__head{padding:20px 22px 4px}
.form-card__head h2{font-size:21px}
.form-card__head p{font-size:14px;color:var(--muted);margin-top:4px}
.form-card__trust{padding:6px 22px 16px;font-size:12.5px;color:var(--muted);text-align:center}
.spout{width:132px;height:44px;margin:-2px auto 6px}
.pills{list-style:none;padding:0;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:8px;max-width:600px}
.pills li{display:flex;align-items:center;gap:9px;padding:9px 12px;background:#FFFFFF;border:1px solid var(--line);border-radius:999px;font-size:13.5px;font-weight:500;color:var(--ink);text-align:left;line-height:1.3}
.pills svg{width:20px;height:20px;flex:0 0 20px}
.hero-delta h1{margin:26px auto 0;max-width:600px;font-size:clamp(27px,6.4vw,42px);line-height:1.12}
.hero-delta h1 span{color:var(--accent)}
.hero-sub{margin:12px auto 0;max-width:520px;color:var(--muted);font-size:16.5px}
@media(max-width:600px){
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none}
  .delta-photo,.delta-veil{height:470px}
}
@media(max-width:380px){.pills{grid-template-columns:1fr}}
@media(min-width:861px){
  .hero-delta{padding:34px 0 64px}
  .delta-photo{height:600px}.delta-veil{height:602px}
}
/* shared section rhythm */
.sec{padding:64px 0}
.sec-top{max-width:640px}
.sec-top h2{margin-top:10px;font-size:clamp(26px,4.6vw,36px)}
.sec-top p{margin-top:12px;color:var(--muted)}
.channel-rule{display:block;width:100%;height:14px;margin:0}

/* recognition strip: chips that bend along one channel line */
.bend-chips{background:var(--accent-tint);position:relative;overflow:hidden}
.bend-chips .bend-line{position:absolute;left:0;right:0;top:50%;width:100%;height:120px;transform:translateY(-30%);pointer-events:none}
.chips{position:relative;list-style:none;padding:0;margin:28px 0 0;display:flex;flex-wrap:wrap;gap:10px}
.chips li{display:flex;align-items:center;gap:10px;padding:12px 18px 12px 12px;background:#FFFFFF;border-radius:999px;border:1px solid var(--line);font-family:var(--fd);font-weight:500;font-size:16px;color:var(--ink);box-shadow:0 4px 12px rgba(107,90,18,.06)}
.chips li svg{width:22px;height:22px;flex:0 0 22px}
.chips li{max-width:100%}
.chips li:nth-child(even){margin-left:18px;max-width:calc(100% - 18px)}
.bend-close{position:relative;margin-top:28px;display:flex;flex-wrap:wrap;align-items:center;gap:16px 26px}
.bend-close p{max-width:560px;color:var(--text)}
.bend-close b{color:var(--ink)}

/* how it works: one stem, three forks */
.stem-forks{background:var(--bg)}
.forks{list-style:none;padding:0 0 0 46px;margin:34px 0 0;position:relative;display:grid;gap:18px}
.forks::before{content:"";position:absolute;left:14px;top:-10px;bottom:30px;width:4px;border-radius:4px;background:var(--accent)}
.forks li{position:relative;background:#FFFFFF;border:1px solid var(--line);border-radius:var(--r);padding:20px 20px 20px 22px}
.forks li::before{content:"";position:absolute;left:-32px;top:-2px;width:32px;height:34px;border-left:3px solid var(--aqua);border-bottom:3px solid var(--aqua);border-bottom-left-radius:22px}
.forks .num{display:block;font-family:var(--fd);font-weight:700;font-size:15px;letter-spacing:.08em;color:var(--accent)}
.forks h3{margin-top:4px;font-size:20px}
.forks p{margin-top:6px;color:var(--muted);font-size:15.5px}
.stem-note{margin-top:24px;display:flex;align-items:center;gap:10px;font-weight:600;color:var(--ink)}
.stem-note svg{width:22px;height:22px;flex:0 0 22px}
@media(min-width:861px){
  .forks{grid-template-columns:repeat(3,1fr);padding:40px 0 0;gap:24px}
  .forks::before{left:16.6%;right:16.6%;top:0;bottom:auto;width:auto;height:4px}
  .forks li::before{left:50%;top:-40px;width:3px;height:40px;border:0;border-radius:0;background:var(--aqua);transform:translateX(-50%)}
}

/* the network, what it is and isn't: dark channel band with the delta artwork */
.network-is-isnt{background:var(--ink);color:var(--night-text)}
.network-is-isnt .kicker{color:var(--gold)}
.network-is-isnt h2{color:#F8F6F0}
.network-is-isnt .sec-top p{color:var(--night-text)}
.delta-art{width:100%;max-width:880px;margin:30px auto 0;height:auto}
.is-isnt{display:grid;gap:18px;margin-top:8px}
.is-col{border-radius:var(--r);padding:22px 20px;background:#243031;border:1px solid #33403F}
.is-col h3{color:#F8F6F0;font-size:20px;display:flex;align-items:center;gap:10px}
.is-col h3 i{width:12px;height:12px;border-radius:50%;background:var(--aqua);flex:0 0 12px}
.is-col.not h3 i{background:transparent;border:2px solid var(--gold)}
.is-col ul{list-style:none;padding:0;margin:12px 0 0}
.is-col li{padding:10px 0;border-top:1px solid #33403F;color:var(--night-text);font-size:15.5px}
.is-col li:first-child{border-top:0}
@media(min-width:861px){.is-isnt{grid-template-columns:1fr 1fr;gap:26px}}

/* what you need: four carry tiles */
.carry-list{background:var(--bg)}
.carry{list-style:none;padding:0;margin:30px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:12px}
.carry li{background:#FFFFFF;border:1px solid var(--line);border-radius:var(--r);padding:18px 16px;border-top:3px solid var(--aqua)}
.carry svg{width:34px;height:34px}
.carry h3{margin-top:12px;font-size:17px}
.carry p{margin-top:4px;font-size:14.5px;color:var(--muted)}
.carry-foot{margin-top:18px;font-size:14.5px;color:var(--muted)}
@media(min-width:861px){.carry{grid-template-columns:repeat(4,1fr);gap:18px}.carry li{padding:22px 20px}}

/* FAQ on the aqua-mist band */
.faq-channels{background:var(--aqua-mist)}
.faq-list{margin-top:28px;display:grid;gap:10px;max-width:820px}
.faq-list details{background:#FFFFFF;border:1px solid #C9E2DD;border-radius:var(--r)}
.faq-list summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:12px;padding:17px 18px;font-family:var(--fd);font-weight:600;font-size:17px;color:var(--ink);line-height:1.3}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary svg{width:20px;height:20px;flex:0 0 20px;transition:transform .2s}
.faq-list details[open] summary svg{transform:rotate(90deg)}
.faq-list .ans{padding:0 18px 18px 50px;color:var(--text);font-size:15.5px}
.faq-list .ans p+p{margin-top:8px}

/* closing band on the delta crop */
.dawn-close{position:relative;overflow:hidden;padding:84px 0;text-align:center;background:var(--ink)}
.dawn-close img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.dawn-close .veil{position:absolute;inset:0;background:linear-gradient(180deg,rgba(28,38,39,.62),rgba(28,38,39,.8))}
.dawn-close .go{box-shadow:0 0 0 1px rgba(230,200,102,.6),0 10px 24px rgba(0,0,0,.25)}
.dawn-close .inner{position:relative}
.dawn-close .kicker{color:var(--gold)}
.dawn-close h2{margin:10px auto 0;color:#FFFFFF;font-size:clamp(28px,5vw,40px);max-width:640px}
.dawn-close p{margin:12px auto 26px;color:#E4EAE8;max-width:520px}

/* footer: channel night */
.night{background:var(--night);color:var(--night-text);padding:48px 0 36px;font-size:14.5px}
.night-top{display:grid;gap:14px;padding-bottom:22px;border-bottom:1px solid #2F3B3C;margin-bottom:22px}
.night .mark-link{color:#FFFFFF;grid-column:auto;grid-row:auto;justify-self:start}
.night .wm{color:#FFFFFF}
.night .wm b{color:var(--gold)}
.night-line{max-width:560px;color:var(--night-text)}
.night a{color:var(--night-link)}
.legal-links{margin-bottom:20px}
.legal-links a{color:var(--night-link);text-decoration:none;font-size:14px;font-weight:500}
.legal-links a:hover{text-decoration:underline}
.disc p{color:var(--night-text);margin-top:10px}
.disc b{color:#FFFFFF}
.disc a{color:var(--night-link)}

/* subpages (legal + how-it-works) */
.sub main{background:var(--bg)}
.prose{max-width:720px;margin:0 auto;padding:52px 16px 84px}
.prose h1{font-size:clamp(30px,5vw,42px);letter-spacing:-.015em}
.prose p.updated,.prose .updated{margin-top:10px;font-size:12.5px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--accent)}
.prose h2{font-size:22px;margin-top:38px;padding-top:20px;border-top:1px solid var(--line)}
.prose h3{font-size:18px;margin-top:24px}
.prose p{margin-top:14px;line-height:1.7}
.prose ul{margin:14px 0 0;padding:0 0 0 22px}
.prose ul>li{margin-top:8px;line-height:1.65;padding-left:4px}
.prose li::marker{color:var(--aqua)}
.prose strong{color:var(--ink);font-weight:600}
.prose a{color:var(--accent);text-decoration:underline;text-underline-offset:3px}
.prose a.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;margin:22px 10px 0 0;padding:12px 24px;border-radius:999px;font-family:var(--fd);font-weight:700;text-decoration:none}
.prose a.btn.btn-primary{background:var(--accent);color:#FFFFFF}
.prose a.btn.btn-primary:hover{background:var(--accent-deep)}
.prose a.btn.btn-ghost{background:transparent;color:var(--ink);border:1.5px solid var(--ink)}
.prose a.btn.btn-ghost:hover{background:var(--accent-tint)}
@media(min-width:861px){.sec{padding:84px 0}.inner{padding:0 28px}}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}